Insurance & Payment

Rates

All fees are due at the time of service and/or upon claim processing. Fees for patients who are using health insurance will vary based on the benefits provided by each specific health insurance plan. This information can be obtained prior to your first appointment by contacting your health insurance company. For patients who are paying for sessions out-of-pocket, the fee for the initial diagnostic consultation is $165 and each subsequent appointment is $135 per session. Fees for psychological testing and report writing are $165/hr. A full test battery may range from 7-10 hours. Fees for neuropsychological testing and report writing are $1,230 for ½ day, $2,130 for a full day, $2,250 for a workman’s compensation evaluation, and $3,200 for legal/court cases.

For information on Coaching and Consulting Rates, please contact us.

Insurance

United Health Care/Optum plans are no longer accepted

At this time, Spectrum Psychology and Wellness accepts the following insurance plans. However, this varies by provider. Please verify if your practitioner of choice is considered an in-network provider for your insurance plan. We are happy to assist you in filing your insurance claim as a courtesy to you. However, please note that knowledge of your insurance contract and its limitations are not our responsibility.

See if Dr. Lahann (ages 18+) accepts your insurance plan by clicking here

See if Dr. Loftis (ages 5-17) accepts your insurance plan by clicking here

See if Dr. Peterson (ages 18+) accepts your insurance plan by clicking here

See if Dr. Belton (ages 13+) accepts your insurance plan by clicking here

See if Dr. O’Neill (ages 18+) accepts your insurance plan by clicking here

Services may be covered in full or in part by your health insurance or employee benefit plan. If you would like utilize out-of-network coverage through your insurance provider, we will provide you with an insurance superbill to assist you in filing a claim with your own individual insurance carrier.

Please check your coverage carefully by verifying the following information specific to your insurance plan:

  • Your mental health coverage eligibility,
  • Co-pay and deductible amounts,
  • Session limits and
  • Prior authorization and/or referral requirements

Reduced Fee

Reduced fee services are available on a limited basis.

Payment

Cash, check and most major credit cards accepted for payment.

Cancellation Policy

SP&W requires at least 24 hours’ notice prior to canceling an appointment and 48 hours for neuropsychological evaluations. Because we offer appointment reminders and commonly have a waiting list, missed appointments that were not canceled with 24 hours’ notice (48 hours for neuropsychological evaluations) will incur a charge to your credit/debit card on file at the full rate of $135 and $300 for neuropsychological evaluations.

Late cancelations and/or arriving 15+ min. past your scheduled appointment time will incur a charge at the rate of $80. This fee cannot be charged to insurance. The benefit of reserving your therapist’s time specifically for your session is that you rarely have any significant wait time. However, if you fail to keep your appointment, or fail to cancel more than 24 hours prior to the session (48 hours for neuropsychological evaluations), this block of time is no longer available to others and will still be billed to you.

Medication

Please note that our office does not prescribe medications; however, we would encourage and appreciate the opportunity to collaborate with your prescribing physician.

Contact

Please call (480) 621-7257 for more information or click here to contact us and schedule a new patient consultation today.