Insurance & Payment


All fees are due at the time of service and/or upon claim processing. Fees for patients who are using health insurance will vary based on the benefits provided by each specific health insurance plan. This information can be obtained prior to your first appointment by contacting your health insurance company. For patients who are paying for sessions out-of-pocket, the fee for the initial diagnostic consultation is $245 and each subsequent appointment is $195 per session. Fees for psychological testing and report writing are $245/hr. A full test battery may range from 7-10 hours.

For information on Coaching and Consulting Rates, please contact us.


At this time, Spectrum Psychology and Wellness accepts the following insurance plans. However, this varies by provider. Please verify if your practitioner of choice is considered an in-network provider for your insurance plan. We are happy to assist you in filing your insurance claim as a courtesy to you. However, please note that knowledge of your insurance contract and its limitations are not our responsibility.

See if Dr. Lahann (ages 25+) accepts your insurance plan by clicking here

See if Dr. Loftis (ages 5-17) accepts your insurance plan by clicking here

See if Dr. Peterson (ages 18+) accepts your insurance plan by clicking here

See if Dr. O’Neill (ages 18+) accepts your insurance plan by clicking here

See if Dr. Gaviria-Jimenez (ages 5-25) accepts your insurance plan by clicking here

See if Dr. Jensen (ages 18+) accepts your insurance plan by clicking here

See if Dr. Anderson (ages 18+) accepts your insurance plan by clicking here

Services may be covered in full or in part by your health insurance or employee benefit plan. If you would like utilize out-of-network coverage through your insurance provider, we will provide you with an insurance superbill to assist you in filing a claim with your own individual insurance carrier.

Please check your coverage carefully by verifying the following information specific to your insurance plan:

  • Your mental health coverage eligibility,
  • Co-pay and deductible amounts,
  • Session limits and
  • Prior authorization and/or referral requirements

Reduced Fee

Reduced fee services are available on a limited basis.


Cash, check, HSA cards, and most major credit cards accepted for payment.

Cancellation Policy

We know that unexpected things come up in life. Because of that, if you need to cancel or reschedule an appointment, you may do so with at least 24 hours advance notice and not be charged any fees. However, if you cancel with less than 24 hours advance notice, do not show up for your appointment, late cancel, or arrive 15+ min. past your scheduled appointment/telehealth time, for any reason, you will incur a charge. Because we offer appointment reminders and commonly have a waiting list, missed appointments or those not canceled with 24 hours’ notice, will incur a charge to your credit/debit card on file at the rate of $100. Late cancelations and/or arriving 15+ min. past your scheduled appointment/telehealth time will incur a charge at the rate of $80. This fee cannot be charged to insurance.

Additionally, in the best of circumstances it is impossible to guarantee a 100% delivery rate of appointment reminders, due to factors outside our control (i.e., bad phone numbers or email addresses, or reminders being misclassified as “spam”). It is always best to view reminders as a “courtesy” rather than a “certainty.” Missed appointment fees will still apply. The benefit of reserving your therapist’s time specifically for your session is that you rarely have any significant wait time. However, if you fail to keep your appointment, or fail to cancel more than 24 hours prior to the session, this block of time is no longer available to others and will still be billed to you.


Please note that our office does not prescribe medications; however, we would encourage and appreciate the opportunity to collaborate with your prescribing physician.

Paperwork fee

There is a $30 fee per 15 min. increment for any special reports, clinical letters, forms or any other written document, including those related to FMLA, short or long-term disability, Social Security Disability or chronic health condition exemption forms. Please note, we do not write letters for emotional support animals.


Please call (480) 621-7257 for more information or click here to contact us and schedule a new patient consultation today.