Insurance & Payment
All fees are due at the time of service and/or upon claim processing. Fees for patients who are using health insurance will vary based on the benefits provided by each specific health insurance plan. This information can be obtained prior to your first appointment by contacting your health insurance company. For patients who are paying for sessions out-of-pocket, the fee for the initial diagnostic consultation is $245 and each subsequent appointment is $195 per session. Fees for psychological testing and report writing are $245/hr. A full test battery may range from 7-10 hours.
For information on Coaching and Consulting Rates, please contact us.
At this time, Spectrum Psychology and Wellness accepts the following insurance plans. However, this varies by provider. Please verify if your practitioner of choice is considered an in-network provider for your insurance plan. We are happy to assist you in filing your insurance claim as a courtesy to you. However, please note that knowledge of your insurance contract and its limitations are not our responsibility.
See if Dr. Lahann (ages 18+) accepts your insurance plan by clicking here
See if Dr. Loftis (ages 5-17) accepts your insurance plan by clicking here
See if Dr. Peterson (ages 18+) accepts your insurance plan by clicking here
See if Dr. O’Neill (ages 18+) accepts your insurance plan by clicking here
See if Dr. McGregor (ages 18+) accepts your insurance plan by clicking here
See if Dr. Gaviria-Jimenez (ages 5-25) accepts your insurance plan by clicking here
Services may be covered in full or in part by your health insurance or employee benefit plan. If you would like utilize out-of-network coverage through your insurance provider, we will provide you with an insurance superbill to assist you in filing a claim with your own individual insurance carrier.
Please check your coverage carefully by verifying the following information specific to your insurance plan:
- Your mental health coverage eligibility,
- Co-pay and deductible amounts,
- Session limits and
- Prior authorization and/or referral requirements
Reduced fee services are available on a limited basis.
Cash, check, HSA cards, and most major credit cards accepted for payment.
SP&W requires at least 24 hours’ notice prior to canceling an appointment. Because we offer appointment reminders and commonly have a waiting list, missed appointments that were not canceled with 24 hours’ notice will incur a charge to your credit/debit card on file at the full rate of $100.
Late cancelations and/or arriving 15+ min. past your scheduled appointment time will incur a charge at the rate of $80. This fee cannot be charged to insurance. The benefit of reserving your therapist’s time specifically for your session is that you rarely have any significant wait time. However, if you fail to keep your appointment, or fail to cancel more than 24 hours prior to the session, this block of time is no longer available to others and will still be billed to you.
Please note that our office does not prescribe medications; however, we would encourage and appreciate the opportunity to collaborate with your prescribing physician.
There is a $30 fee per 15 min. increment for any special reports, clinical letters, forms or any other written document, including those related to FMLA, short or long-term disability, Social Security Disability or chronic health condition exemption forms. Please note, we do not write letters for emotional support animals.
Please call (480) 621-7257 for more information or click here to contact us and schedule a new patient consultation today.